Know Which Terms Apply Before Access
Our Terms & Conditions explain the account steps, phone verification, permitted access, wallet instructions, content use, and the process for policy changes. You should read them before opening an account or sending funds through DANA, OVO, GoPay, QRIS, bank transfer, or a virtual account. Eligibility and
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access depend on local law, and a rule from your location can take priority over a general clause on this page. We may update wording when an operational or legal requirement changes; the current version is the one shown on the site when you proceed. If
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a clause is unclear, pause the account step and contact us through the support path connected to your account. Keep your payment receipt and account details available so we can match a question to the correct transaction or policy version.
Service availability depends on jurisdiction. Users are responsible for checking local law before access.